Basic medical care
- Outpatient medical treatment (primary physician principle)
- Inpatient medical treatment incl. semi-private room and choice of doctor
- Medicines and dressing material (primary physician principle)
- Preventive medical checkups
- Patient and rescue transportation
- Home nursing
- Digital health applications
- Transitional care in hospital
Long-term care insurance
- Outpatient and inpatient day and night care
- Full inpatient care
- Improvements of the living environment
- Nursing courses
- Payment of care allowance
- Nursing aids (on loan)
Rehabilitation and recovery
- Follow-up curative treatment
- Outpatient rehabilitation within 36 months max. €1,500
- Replacement hospital daily allowance (if inpatient optional benefits are waived)
- Recovery money up to €1,500 after inpatient treatment (per insured event)
- Inpatient hospice service
Dental health
- Dental treatment and prophylaxis*
- Dentures and orthodontics* 70%, up to €500 (in the event of an accident: €2,500)
* Wartezeit: 3 Monate
Pregnancy
- Pregnancy
- Childbirth **
- Services provided by midwives and maternity nurses **
** Wartezeit: 8 Monate
Mental health
- Psychotherapeutic treatment (100% up to 25 hours, 50% after that) **
** Wartezeit: 8 Monate
Vision care
- Glasses/Contact lenses up to €100, every 2 years (+ change of visual acuity by at least 0.5 dpt.)
International coverage
- Patient repatriation from abroad to Germany
- Transfer costs in the event of death from abroad up to €10,000
